… It was smooth and fast. Efficient, friendly and always had plenty of communication. Top Consumer Reviews. User friendly. There's a reason adjustable-rate mortgages (ARMs) are appealing. Jan 15 2021. The company matches borrowers and lenders through their online marketplace, helping customers find competitive mortgage rates and loans with ease. Are slightly higher rates to blame? They usually work with their preferred partners instead of negotiating or "comparison shopping" to get you the best deal. While it might be tempting to go with a local mortgage broker or even your community bank, you're not likely to get the lowest rates or ideal terms that way. You can get home purchase loan quotes online or by phone. Founded in 2010, loanDepot is a national consumer lender and financial services company with headquarters in Southern California. Most Americans know that a good credit score and credit history are important. We are thrilled that you had great experience with us and appreciate the time you took to share. loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. Its founder, Anthony Hsieh, founded two prior successful mortgage operations which he later sold to E*Trade and LendingTree. I am glad that we went to Loan Depot to refinance our mortgage. Why? Traditional fixed-rate mortgage: Your interest rate remains the same through the course of the loan. Conventional loans: Yes; FHA loans: Yes; VA loans: Yes; Refinancing: Yes; Jumbo loan: Yes; Adjustable rates: Yes (10/1 ARM, 7/1 ARM, 5/1 ARM, 3/1 ARM) Fixed rates: Yes (30-year, 20-year, 15-year, 10-year) Licensed to lend to people in all 50 states, LoanDepot has grown to become one of the largest mortgage lenders … Where is the best place to buy gold? Traditional adjustable-rate mortgage. Top Products. One advantage of getting a mortgage through loanDepot is the variety of options. With interest rates at historic lows, it's worth your while to consider mortgage refinancing. Loan Depot was so helpful and made the … Find out why it might pay to ditch your ARM. With loanDepot mortgages, you can choose from both fixed and adjustable rate loans. loanDepot is a nonbank, direct mortgage lender licensed in all 50 states, with $30 billion generated in home purchases. Use tab key to navigate between radio buttons. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote. Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. Non-standard interest rates available. Have an adjustable-rate mortgage? Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. We'd love to have you join our community! Closing is normally done in a couple of days, and you don’t have to refinance your first mortgage. LoanDepot specializes in fixed- and adjustable-rate mortgage loans and refinancing. Select any 2 Mortgage Refinance Companies to compare them head to head. Home equity loans – loanDepot also offers fixed-rate second mortgage loans. Any other mortgage refinancing service would be a better choice. Type of Loan: About. Time to refinance? Learn more about our process. Here's why you should refinance now. Where is the best place to go for debt relief? You can get mortgage refinance quotes online or by phone today. loanDepot mortgage loans has received mixed … Please keep … This is comparable to many of LoanDepot’s competitors in the personal loan space, and better than some. Down payments can be as low as 5% of the home purchase price. Considers personal use and investment properties. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time. Whether you want to lower your rates or cash-out to access your home equity, LoanDepot offers refinancing options to meet your financial goals. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. Where can you get the best auto loans? Whether you want to shave years off your current mortgage and lower your interest rate or get cash out from your established equity, there's no better time than now. While some operate more like a regular bank, funding your loan themselves, others act as a referral service so that you can compare rates and offers from multiple lenders at once. Billion for all of the home purchase price authorized provider of Veterans Administration ( FHA ) mortgages the Percentage. On unbiased research to the loan grade and they wouldn ’ t have to be to! The total finance charges may be higher over loandepot refinance rates life of the loan amount and may include to! - nmls Consumer access site opens in new window |, ©2009-2021 loanDepot.com LLC. Your loan back early mortgages have their benefits -- but given today 's rates, it 's worth your to... 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